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ALIPAY 가이드

Alipay is Chinau2019s major mobile payment and lifestyle app, used for payments, transfers and daily services worldwide.

Easy ⏱ 5 min read
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💳 Digital Wallet Guide

Alipay: The Essential Super App for Daily Life in China

Official Step-by-Step Illustrated Guide with Screenshots and Multi-Language PDFs

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📱 Official App Downloads

✨ Overview & Essential Brief:
Alipay is a leading digital wallet and super app developed by Ant Group, serving billions of users across China and globally. It offers secure, fast QR code payments for shopping, dining, transportation, utility bills, and online purchases, supporting both domestic and international cards. Foreign users can easily register with a passport and link Visa, Mastercard, or other major cards without a Chinese bank account. Beyond payments, it provides money transfers, hotel and flight bookings, food delivery, taxi hailing, and mini programs for daily services. With strong encryption and biometric verification, Alipay ensures safe transactions and account protection. It also features in-app translation and tourist-friendly services to help foreigners adapt to China’s cashless society. Simple, reliable, and widely accepted at millions of stores and venues, Alipay has become an essential tool for travel, work, and daily life in China.

📘 (1) Download and Registration

1

Download & Install Alipay

Open your mobile app store (App Store for iOS, Google Play for Android), search for “Alipay”, click ‘Download’ and install it.

2

Registration Process

Open Alipay, click ‘Register’, enter your phone number, receive and enter the verification code, set a login password, check the User Agreement and Privacy Policy, and complete the registration. Foreign users can register with a passport without a Chinese bank account.

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Pro Tip: Have your passport ready before starting registration. The verification code will be sent via SMS to your phone number.

💳 (2) Core Function Usage

1

Payment Preparation – Link Identity & Bank Card

You need to link your identity information before adding a bank card. After registering and logging in to Alipay, go to “Me → Settings → Payment Settings” to choose payment methods. Click “Bank Card → Add Bank Card”, enter the card number and registered phone number, and complete the binding after verification (supports debit and credit cards from multiple banks). Foreign users can link Visa, Mastercard, or other major cards.

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Important Notice: If you choose not to add a bank card, there is still a daily spending limit of 3,000 RMB. For higher limits, complete identity verification and link a bank card.

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Foreign User Friendly: Alipay supports passport registration and international card linking (Visa, Mastercard, etc.), making it easy for foreigners to use in China.

2

Payment Operation – Offline & Online

Offline Payment: Click “Pay / Receive” on the homepage, switch to the “Pay” page, and show the payment code to the merchant (you can set the payment code validity period and choose the payment method). The transaction is completed after the merchant scans the code. Some stores allow you to scan the merchant’s QR code and enter the amount to make a payment.

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Pro Tip: For faster checkout, set Alipay as your default payment app and enable biometric authentication (fingerprint or face ID) for secure one-tap payments.

3

Taxi-Hailing Function (Didi Integrated)

Alipay has a built-in Didi ride-hailing feature. Click to enter the ride-hailing interface, turn on location services, enter your destination, choose the type of car, and once you get a ride, confirm the license plate number and wait for the driver to pick you up. Payment is automatically deducted from your Alipay account after the ride.

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Additional Services: Alipay also offers hotel and flight bookings, food delivery, utility bill payments, money transfers, and thousands of mini programs for daily services.

📥 Download Complete PDF Manual

Multi-Language • Offline Printable • All Screenshots Included

🔗 관련 가이드